Your whole financial life,
scored out of 100 — Join for free.
The Wealthify Score is a completely free financial health check. A licensed NZ adviser looks at six areas of your money and turns them into one clear number — plus the three things worth doing next.
$0No cost, no card, no catch — the score is free.
Six areas, one honest picture
Your adviser looks across your whole financial life — not just the part you came in about — so the advice you get fits the situation you're actually in.
Cashflow & budget
Whether there's money left at the end of the month, where it's quietly going, and which bills or subscriptions are worth a second look.
Debt & repayments
How your mortgage is structured, what your rate and refix date mean for you, and whether any other debt costs more than it needs to.
Safety buffer
What happens if the car dies or income stops for a month — how much cash you can reach quickly, and how long it would carry you.
Protection
Whether your cover matches the risks your household actually faces — and where the gaps sit if the worst happened.
Future wealth
Your KiwiSaver contributions and fund fit, your saving habits, and whether you're tracking toward the goals you've set for yourself.
Financial readiness
Whether your paperwork, renewal dates and goals are in order — so nothing important sneaks up on you.
Figures in the cards are illustrative.
A starting point, not a judgement
Wherever you land, the number is only there to show which area deserves your attention first.
Never just a number
A score on its own changes nothing. You leave with a short, ranked list of things you can actually do.
Your score, explained
Where you sit out of 100, which areas are green, amber or red, and — in plain English — what is pulling the number up or down.
Your top three priorities
Ranked as Do now, Do next and Review later — each with who's doing it and by when. Three things, not thirty.
A 90-day plan
A simple plan for the next three months, with a review booked in so you can see the score move rather than wonder about it.
What lands in your inbox
An example of the summary we leave clients with. Yours will be built entirely around your own numbers.
- 1
Your score and where it sits
One number out of 100, and the band it falls in.
- 2
Three priorities, ranked
What to do now, what's next, and what can wait.
- 3
A date to re-score
A review booked in 90 days, so you see the change.
Illustrative example. Any figures or improvements we show you will be specific to your circumstances and only what we can reasonably support.
Three steps, one conversation
No forms to wade through beforehand, and no product pitch at the end.
Request your score
Leave your name, email and mobile. We'll call to find a time that suits.
A 30-minute conversation
A licensed adviser starts with what matters to you, then works through the figures needed to score each area properly.
Your score and plan
You get your score, your three priorities and a 90-day plan — plus a review date so you can watch it move.
Your Wealthify Score is our own financial wellness indicator. It is not a bank credit score, a lending approval, an investment return forecast, or a guarantee of any financial outcome. Your score is a starting point for a conversation — never a reason to be pushed into a product.
Questions, answered
The things people most often ask before booking their score.
What would your score be?
Thirty minutes to find out where you really stand — and three clear things to do about it over the next 90 days.