Licensed FAP · Talk to our specialists · Free to chat
Insurance guidance that
points you the right way.
The mortgage is sorted. Now protect the income that pays it — and the family that depends on it.
The questions worth asking yourself
Income at risk
~$34K
lost in 6 months off work, based on median NZ full-time earnings
What if you couldn't work for 6 months? Income protection can replace part of your salary, depending on the policy — so your mortgage stays covered.
Health Reality
Close to 1 in 2
New Zealanders will be diagnosed with cancer in their lifetime — among the highest rates globally.
Trauma cover pays a lump sum on diagnosis — so you can focus entirely on recovery, not how to cover the bills.
Mortgage risk
A significant sum
Most Kiwi mortgages run into the hundreds of thousands. If you weren't here tomorrow, life cover can help your family keep the home.
Coverage
Choose your cover
from ~$12/mo
Life Cover
A tax-free lump sum to your family if you pass away — which could go towards the mortgage and their future costs.
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from ~$35/mo
Income Protection
Replace up to 75% of your income if illness or injury stops you working — including keeping up with mortgage repayments. Paid monthly for up to 5 years.
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from ~$18/mo
Trauma Cover
A lump sum paid on diagnosis of cancer, heart attack, or stroke. Spend it however recovery demands.
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from ~$55/mo
Health Cover
Access to private specialists, surgery, and diagnostics, subject to your policy — an alternative to public wait times.
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Business Insurance
Key person cover or business expenses cover, to help protect your business if you or someone key to it can't work.
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from ~$14/mo
TPD Cover
A lump sum if you're permanently disabled and unable to work — for loan repayment, care costs, or home modifications.
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Indicative monthly premiums for a non-smoking 35-year-old. Actual premiums vary by age, health, and cover amount.
Already a Wealthify mortgage client?
Ask about bundling your mortgage and insurance.
The Process
Getting covered
1
Free 30-min chat
Tell us what you own, who depends on you, and what matters most. Zero obligation.
2
We connect you
We can put you in touch with a specialist who compares options against your needs and recommends suitable cover.
You're covered
Policies placed, documents in hand. We review your cover whenever life changes.
We work with specialist providers
Independent referrals and advice
FAQ
Questions about insurance
Free · No obligation · Licensed FAP
Your mortgage protects the house. Insurance protects the life inside it.
A free 30-minute chat. No jargon, no pressure. We'll help point you in the right direction.