Personal Loans & Financing
Made Simple.
Car, renovation, debt consolidation — we find a loan that fits your situation. Plain terms, fees explained upfront, and personal service every step of the way.
Tailored Loans for Your Specific Needs
Whether you're purchasing a car, consolidating debt, or funding a life milestone, we work to find loan terms that suit you.
Unsecured Personal Loans
Flexible loans from $2,000 to $50,000 for travel, medical, weddings, or any major personal expenditure.
- ✓ Fixed monthly repayments
- ✓ Terms from 6 months to 7 years
- ✓ No security required
Car & Vehicle Loans
Competitive car finance for new and used vehicles, EV upgrades, commercial vans, or motorhomes.
- ✓ Pre-approval before shopping
- ✓ Low- or no-deposit options may be available for eligible applicants
- ✓ Private sale or dealership
Debt Consolidation
Combine credit cards, store cards, and high-interest debts into one simpler monthly payment.
- ✓ May reduce total interest paid, depending on your situation
- ✓ One easy automatic payment
- ✓ Clear payoff timeline
Home Renovation Loans
Fund kitchen upgrades, bathroom remodels, or landscaping without refinancing your primary mortgage.
- ✓ Straightforward payout process
- ✓ Secured & unsecured options
- ✓ Flexible repayment terms
From Enquiry to Funding, Made Simple
We cut out unnecessary paperwork to help get your loan approved and funded smoothly.
Talk to Us
A quick, no-obligation chat about your situation.
We Connect You
We can put you in touch with a lender or specialist suited to your situation from our network.
Funds Released
Once your loan is approved and accepted, the lender transfers funds into your NZ bank account.
Frequently Asked Questions
Ready to find a loan that fits your situation?
Speak with a Wealthify team today. We will work alongside you to find lending solutions suited to your situation.