Free refinance calculator —
see your savings instantly.
Your current mortgage
still owing
$
NZD
$100k$2M
p.a.
%
3%9%
loan term
yrs
1 yr30 yrs
lender
Monthly saving
$
0
/mo
back in your pocket every month by refinancing
Total interest saved
$0
Cashback available*
Up to $0
Cumulative interest — current rate vs refinanced
Current
New rate
See which options could suit you.
Want us to lock this in for you?
A Wealthify adviser confirms your exact numbers, finds your best lender, and handles the full switch — paperwork included. Free, no obligation.
Estimate only — not financial advice. Based on standard NZ amortisation and current bank rates. Cashback is subject to lender terms and pro-rata clawback if you repay early. Cashback estimate assumes 0.9% of loan value — actual offers vary by lender and change regularly.* Your personalised numbers are confirmed by an adviser before you act.